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The housing market has fallen off the plane. There are lot of idea being spun. Nothing and no one want to come up with a workable solution. There are lot of tidbit remarks but nothing solid to follow in order to correct the market place to get back going in the right direction. The consumers are hungry for away out of this mess. The politician only want to blame the other party that they are the one who are letting all of this unruly operations. Every american depend on credit to make there purchasers. No one can look into your habits of purchasing and forsee that you are not going to be able to keep your promise to pay what you are asking the lenders to let you have in advance. There is no crystal ball to look in and forsee that you are going to get sick, injured and lose jobs that will change your ability to be able to meet your obligation that you have committed to. I am not really all that confused about why so many people are in turmoil in this economy. When the majority of the people are living above there means before the economy has any type of slow down. I would love to have your in put as to how you think this bail out will work out leaving it to the government to have the answers to what is ailing us?